Sample Stop Harassment Letter

AIDS Legal Services Project


If you feel a collection agency or other third-party collector, such as a creditor’s attorney, is violating the law and harassing you, you can self-advocate by sending them a letter to tell them to stop the harassment. In fact, you can tell them to stop contacting you altogether. Below is sample language you can use and be sure to keep a copy of the letter for your records.



Sample Stop Harassment Letter


[Name and Address of Collection Agency or Creditor]

Re: [Your Name & Account Number]


Dear [Name of Collection Agency or Creditor]:

I have received numerous phone calls and several letters from you concerning bills I haven’t paid. As I have informed you, I cannot pay. Accordingly, under 15 U.S.C. Section 1692(c), this is my formal notice to you to cease all further communication with me except for the reasons specifically set forth in the law.


Sincerely,

[Your Name and Address]


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